Terms of Use

Terms of Use

Please read the terms and conditions (the “Terms of Use”) below carefully as they apply to your access and use of www.efh.ca (the “Site”). The Site and all content of the Site is the property of Echelon Financial Holdings (“EFH”)[1]. EFH operates and permits access to the Site for informational purposes only. By accessing the Site and any content contained in the Site, you signify your understanding and acceptance of the Terms of Use. These Terms of Use are subject to change at any time without prior notice. Accordingly, please review the Terms of Use whenever accessing the Site. If you do not agree to these Terms of Use, please do not access or use the Site.

The content of the Site is provided by EFH and is believed to be accurate and reliable when posted on the Site. However, EFH cannot guarantee that the information is accurate and current at all times. EFH will not be responsible, in whole or in part, for the accuracy or completeness of the Site contents.

Intellectual Property/Copyright Notice

The Site and the contents of the Site, including but not limited to text, photographs, video, audio, graphics and layout is protected by Canadian copyright and trademark legislation as well as international treaties and/or laws of other countries where applicable. The Site cannot be altered without infringing on EFH’s intellectual property rights.

Unless prior written consent from EFH is obtained, the content of the Site shall not be copied, displayed, downloaded, reproduced, modified, published, uploaded, broadcast or retransmitted in whole or in part. Further, and without limiting the generality of the foregoing, in no event shall the Site be cited on or transmitted to newsgroups, third party websites, blogs, mail lists, electronic bulletin boards or linked to without the prior written consent of EFH.

Certain names, words, logos, icons and designs in the Site may be trade names or trademarks of EFH. Users of the Site are not permitted to use, display or copy the trademarks or trade names without the express written permission of EFH.

Engaging in any of the aforementioned act(s) may constitute a violation of EFH’s and/or the author(s) intellectual property and trademark rights and may give rise to legal action. However you may display, download and/or make print copies of the contents of the Site for personal use and/or within your organization, providing that all copies retain all logos, hyperlinks, copyright and proprietary notices.

General Disclaimer

ALL MATERIAL AND INFORMATION CONTAINED ON THE SITE, INCLUDING ANY FINANCIAL INFORMATION, IS PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR USE, PERFORMANCE, AVAILABILITY, ACCURACY, OR NON-INFRINGEMENT ARE DISCLAIMED. NO REPRESENTATION OR WARRANTY IS MADE REGARDING CONTENT, FUNCTIONALITY, LINKS, OR COMMUNICATIONS, INCLUDING NO REPRESENTATION OR WARRANTY AS TO DEFECTS OR ERRORS OR CORRECTION OF THE SAME, COMMUNICATION INTERRUPTIONS OR INTERCEPTIONS OR LOSS OF DATA, OR THE ABSENCE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

It is your responsibility to evaluate the accuracy, completeness and usefulness of any opinions, advice, services or other information provided. All information contained on the Site is distributed with the understanding that the authors, publishers and distributors are not rendering legal, accounting or other professional advice or opinions on specific facts or matters and accordingly assume no liability whatsoever in respect to your personal situation.

EFH does not warrant nor represent that the Site or its contents will be available or will function without interruption or that the Site will be free of viruses, Trojan horses, worms or other destructive components or that your use of the Site and its contents will not infringe the intellectual property rights of any third party. You are responsible for taking reasonable precautions to ensure that your electronic equipment is protected from any destructive component while using the Site.

EFH disclaims all liability for the use of the information contained on the Site by any user, including any losses, damages, lawsuits, claims or expenses anyone may incur. Further, and without limiting the generality of the foregoing, in no event shall EFH be liable for any direct, indirect, special, incidental, exemplary or consequential damages whatsoever arising out of the use of the Site even if it has been advised of the possibility of such damages.

Links to Other Sites

The links provided on the Site are for convenience purposes only and you access them at your own risk. EFH cannot guarantee that any Hyperlink set out on the Site will be accurate at the time of your access. Moreover, the sites pointed at by a Hyperlink are developed and possibly maintained by persons over whom EFH has no control. We cannot, and do not, monitor the site(s) linked. Accordingly, EFH assumes no responsibility for the content of any site(s) referenced by any Hyperlink or otherwise.

A link from the Site to another site(s) (or a link from another site(s) to the Site) does not constitute a referral, endorsement, approval, advertising, offer or solicitation with respect to such site(s), its contents, or any products or services advertised or distributed therein.

Privacy

EFH takes all reasonable precautions to protect privacy and personal information. EFH does not use cookies or web beacons to collect information about your visit to this Site. Notwithstanding, when you visit the Site a limited amount of information is collected, such as your IP address. You can learn more about our privacy and personal information protection policies by visiting our Privacy Statement.

Contact

If you have any questions about the Terms of Use for the Site, about our Privacy Statement, or to request authorization to reproduce or distribute any content of the Site you may contact:

Chief Compliance Officer

Echelon Financial Holdings
200 – 2800 Skymark Avenue
Mississauga, ON
L4W 5A7

Tel: TBD
Fax: TBD
E-mail: TBD

 

[1] Reference to EFH in the Terms of Use refers to Echelon Financial Holdings Inc., and all of its related and affiliated companies operating in Canada, including, but not limited to, the Insurance Company of Prince Edward Island.